EINSURANCE – Business


The latest articles and news from EINSURANCE – Business

  • How to Reduce Your Costs for Workers Compensation September 27, 2017 12:00 am
    Chances are good your business is located in a state where Workers Compensation insurance is required. No matter how small your business is, and whether or not Workers Comp is required, coverage is good for you, your employees and your business....
    EINSURANCE Business Insurance
  • A Guide to Finding the Right Accounting Software for Your Small Business August 16, 2017 12:00 am
    Accounting software has simplified the accounting process for business and personal finances. Today, many software options are available, helping users avoid the one-size-fits-all dilemma. With a little bit of research you can find the accounting...
    EINSURANCE Business Insurance
  • How to Keep Your Millennial Employees Happy at Work July 20, 2017 12:00 am
    A lot of generalizations have been made about millennials, considered anyone reaching young adulthood in the early 21st century. A lot of what is said about them isn’t particularly flattering: they’re privileged, entitled, spoiled and,...
    EINSURANCE Business Insurance
  • Small Business? You’re at Risk for Employee Fraud June 21, 2017 12:00 am
    If you think your company is too small to worry about employee fraud, consider this: A small business with fewer than 100 employees had 28% higher losses from fraud than larger companies, according to a report by the Association of Certified Fraud...
    EINSURANCE Business Insurance
  • Should Your Business Allow Employees to Bring Pets to Work? May 17, 2017 12:00 am
    Many companies are finding out that letting employees bring pets to work can actually improve business. In fact, the Society of Human Resource Management found that seven percent of employers let employees bring their pets to work. It’s beco...
    EINSURANCE Business Insurance
  • What You Need to Know About Small Business Health Insurance May 17, 2017 12:00 am
    As if the health care scene isn’t confusing enough, small business owners must sift through a number of options to find the employee health insurance program that makes sense for them. Business with fewer than 50 employees are not required t...
    EINSURANCE Business Insurance
  • Understanding Business Insurance for Veterinarians and Animal Service April 17, 2017 12:00 am
    Businesses that involve working with animals deal with something others don’t: pets that belong to other people. That distinction comes with particular considerations that aren’t covered in other business insurance plans. Pet-relat...
    EINSURANCE Business Insurance
  • Can a Company Retreat Improve Your Small Business? March 26, 2017 12:00 am
    After several years of waning popularity, the corporate retreat has been making a comeback. Interest dropped almost 90 percent from 2005 to 2013, but since coming out of the Great Recession, more and more companies are carving out time for busines...
    EINSURANCE Business Insurance
  • Employee Wellness Programs: What You Should Know February 14, 2017 12:00 am
    Employee wellness programs, which vary in scope, are changing the workplace environment for the better, even for small businesses. They offer a perk that can help a company attract and retain employees. But wellness programs have also been found t...
    EINSURANCE Business Insurance
  • 6 Must-Haves For Your Small Business Website January 24, 2017 12:00 am
    Think of your business website as your living room, where you greet visitors and make them feel welcome. It’s where first impressions are made. Treat visitors right, and they’ll come back again and again. Every small business needs...
    EINSURANCE Business Insurance
  • EINSURANCE’s Top 10 Articles of All-Time January 24, 2017 12:00 am
    We have been posting articles for over 20 years to ensure you, our customers, are informed when buying insurance. Our commitment has been, and will always be, to keep you up-to-date on coverage options, policy terms, and all you need to know about...
    EINSURANCE Business Insurance
  • Avoid These Common Mistakes When Buying Business Insurance December 9, 2016 12:00 am
    If you’re like a lot of business owners, you might make mistakes when it comes to purchasing business insurance. Protect yourself from costly errors, review the details of your business and insurance to avoid making costly errors. Here a...
    EINSURANCE Business Insurance
  • Errors and Omissions Insurance Can Save Your Business a Lot of Money November 22, 2016 12:00 am
      Being human, we all make mistakes from time to time. Since errors are inevitable, there’s an insurance that specifically covers professional mistakes and oversights: Errors and Omissions Insurance. Errors and omissions (E&...
    EINSURANCE Business Insurance
  • Fun Halloween Ideas for Your Small Business October 25, 2016 12:00 am
    Owning a small business doesn’t always have to be about putting out fires, containing costs and managing everyday things that can feel more like chores—although these are all important to your success. But, with Halloween on its way, have s...
    EINSURANCE Business Insurance
  • Risk Management: A Reality for Small Business September 28, 2016 12:00 am
    When you have a small business, you have a lot of hats to wear. Here’s another one: Risk Manager. Risk management is a process that identifies, assesses and provides a plan to mitigate risks that affect a business. Despite its importance...
    EINSURANCE Business Insurance
  • How to Save Money with Your Small Business Insurance August 31, 2016 12:00 am
    Insurance is a fact of life for business. When you own a small business, choosing the best kinds of business insurance policies and then paying the premiums can seem overwhelming, especially considering all your other daily concerns. There are som...
    EINSURANCE Business Insurance
  • Cyber Liability Insurance: What It Is, What It Covers and Why You Need It June 29, 2016 12:00 am
    As the headlines have reflected lately, cyber security is a huge issue for businesses of all sizes. In fact, say the experts, your company will probably be hit with such a breach – and may have been already without your knowledge. Data s...
    EINSURANCE Business Insurance
  • Be Prepared for a Disaster with Business Interruption Insurance May 20, 2016 12:00 am
    Maybe you had a hunch from watching the evening news: economic damage due to natural disasters is on the rise. According to AccuWeather, natural disasters experienced from 2000 to 2009 were three times more frequent than they were between 1980 and...
    EINSURANCE Business Insurance
  • Common Lawsuits Business Owners Should Know About April 29, 2016 12:00 am
    While businesses are hit with suits of all kinds every day, certain core lawsuits rank as the most common. Most of these are covered by business insurance. As a business owner, you should be familiar with the possible suits you need protection for...
    EINSURANCE Business Insurance
  • What Types of Insurance Does Your Business Need? March 15, 2016 12:00 am
    Insurance protection is a reality for today’s entrepreneur and small business owners, just as it is for large corporations. There is coverage for just about any issue that could arise in your business. The policies you need depend on a numbe...
    EINSURANCE Business Insurance
  • Does Your Business Need Cyber Insurance? February 29, 2016 12:00 am
    Cyber attacks are here to stay, and companies large and small stand to lose a lot of money if not properly insured against wrongdoing. Whether it’s internal or an attack from outside, tech breaches pose a very real threat and you need to be...
    EINSURANCE Business Insurance
  • Is Your Small Business at Risk of Workers Compensation Fraud? January 22, 2016 12:00 am
    Workers comp fraud costs Americans billions of dollars every year--as much as $5 billion annually according to the National Insurance Crime Bureau. False claims drive up the cost of premiums to employers, and it isn’t just giant conglomerati...
    EINSURANCE Business Insurance
  • Six Ways to Protect Your Small Business from Cyber Attacks January 22, 2016 12:00 am
    Think the cyber crooks only go after big businesses? Think again. Small businesses are especially vulnerable because they they’re too penny-ante for hackers to bother with. The truth is cyber criminals see your small business as a target in...
    EINSURANCE Business Insurance
  • Small Business End-of-Year Insurance Checklist December 2, 2015 12:00 am
    If 2015 has been good to you and your business, that’s great. But you can’t count on the past to predict the future. Before you get caught up in holiday plans, take a few minutes to review some important small business insurance items....
    EINSURANCE Business Insurance
  • 8 Tips to Cut Your Workers Comp Costs November 12, 2015 12:00 am
    You are required by law to carry workers compensation insurance if you have at least one employee besides yourself. It can run over $2.00 per work hour per employee. That makes finding cheaper workers comp coverage for your small business a major...
    EINSURANCE Business Insurance
  • Four Coverage Options If You Work Out of Your Home November 12, 2015 12:00 am
    Being your own boss is part of the American Dream. Working from home makes it even better. But the dream has some downsides. What would happen to your business if you were injured or hospitalized? What if a delivery guy trips bringing you your off...
    EINSURANCE Business Insurance
  • Is Your Smartphone a Cyber Liability Risk for Your Small Business? October 21, 2015 12:00 am
    Think cyber liability only affects giant corporations? Wrong!  Your small business is equally exposed. The fact is, 25% of data breaches happen at firm with fewer than 50 employees and, according to a recent survey, you’re at greater ri...
    EINSURANCE Business Insurance
  • 3 Reasons to Buy Commercial Auto Insurance for Your Small Business September 30, 2015 12:00 am
    When you own a small business you’re always looking for ways to cut costs, which may lead you to ask a couple of good questions like “who needs commercial auto insurance anyway?” and “can I use my personal car insurance for...
    EINSURANCE Business Insurance
  • 7 Insurance Policies Your Small Business Needs September 30, 2015 12:00 am
    Buying small business insurance coverage online for your small business has never been easier, and going without has never been riskier and could put you on the fast track to going out of business. Even if you’re running a one-man operation...
    EINSURANCE Business Insurance
  • Top Tips to File a Small Business Claim August 6, 2015 12:00 am
    In an analysis of its small business claims, insurance provider The Hartford projected that four out of 10 small businesses in American are likely to file a property or general liability claim in the next decade. They’ll run the gamut from t...
    EINSURANCE Business Insurance
  • Is Your Small Business Underinsured? July 16, 2015 12:00 am
    Any of these arguments sound familiar? “I run my business from my home. My homeowners insurance policy will cover any claims.” “The nature of my business doesn’t really expose me to law suits.” “I don&rsquo...
    EINSURANCE Business Insurance
  • 8 Ways Small Businesses Can Save on Workers Compensation June 18, 2015 12:00 am
    If you own a small business and have at least one employee besides yourself, by law you have to carry workers compensation insurance. The going average cost in the private sector right now is around $2.30 for every hour worked, times the number of...
    EINSURANCE Business Insurance
  • Smartphones Cyber Liability Risks May 14, 2015 12:00 am
    Do you know anyone who doesn’t have a smartphone? In just a few short years, they’ve gone from nowhere to near ubiquity. By the end of 2014, Comscore.com reported that 182 million people in the U.S. owned smartphones equal to nearly 75...
    EINSURANCE Business Insurance
  • Insurance Options for Home-Based Businesses April 16, 2015 12:00 am
    If you’re operating a small business out of your home, you’re not alone. According to Small Business Administration (SBA) data, 52% of all U.S. small businesses are home-based.[1] Chances are you’re also one of the 75% of all U.S. bus...
    EINSURANCE Business Insurance
  • Ridesharing Business Insurance Basics March 12, 2015 12:00 am
    Tired of the 9-to-5 grind? Or just want to earn a little honest money on the side? Running a ridesharing business could be just the ticket. As of December 2014, Uber, the best known of the ridesharing companies, reported 162,037 active drivers in...
    EINSURANCE Business Insurance
  • Do Wellness Programs Make Sense for Small Businesses? January 15, 2015 12:00 am
    The 175,000 employees of the Kaiser Permanente system can take advantage of benefits such as on-site gyms, vending machines filled with healthy options and Instant Recess, a 10-minute physical fitness break in the middle of the day. All 131,000 of GE&r...
    EINSURANCE Business Insurance
  • Here Comes the Small Business Employer Mandate: Are You Ready? November 20, 2014 12:00 am
    With the many changes that have been made to the Affordable Care Act (aka ACA and Obamacare) it is all right if you’re a bit confused. After all, you have a business to run. But, fact is, after multiple delays the employer mandate will finally ki...
    EINSURANCE Business Insurance
  • Do You Need Commercial Auto Insurance for Your Small Business? November 5, 2014 12:00 am
    The majority of businesses in America are small, most of them truly so, operating as sole proprietorships or with a handful of employees. Keeping the doors open and the lights on is a big challenge; buying anything that isn’t an absolute nec...
    EINSURANCE Business Insurance
  • Workers Compensation 101: A Quick Overview October 30, 2014 12:00 am
    People get hurt on the job. That’s the simple premise behind one of the most complicated laws and complex set of regulations known to American employers. Here’s a quick overview of the U.S. workers compensation system and some basic fa...
    EINSURANCE Business Insurance
  • Small Business Insurance Basics for Tax Preparers October 24, 2014 12:00 am
    If you’re reading this, you probably have a tax preparation business. That means you’re pretty darned good with numbers, so here are a few  figures that might help convince you that you really need to bone up on basic business insuranc...
    EINSURANCE Business Insurance
  • Employee Wellness Programs: Money Saver or Money Pit? October 21, 2014 12:00 am
    The premise of workplace wellness programs is sound: insuring healthy people is cheaper because they use fewer healthcare resources. That’s the rationale behind one of the more popular provisions of the Affordable Care Act. According to a fact sh...
    EINSURANCE Business Insurance
  • Contain Your Workers Comp Costs: Avoid These Common Workplace Claims October 16, 2014 12:00 am
    Unless an employee inflicts an intentional injury like stabbing himself with a staple remover to get out of work or falls down the elevator shaft because she is falling down drunk, workers compensation is essentially a no-fault system. You, howeve...
    EINSURANCE Business Insurance
  • Your Small Business and the Obamacare Employer Shared Responsibility Payment October 14, 2014 12:00 am
    Another year of the Affordable Care Act (ACA) is almost behind us. Another year of new provisions are about to kick in, along with some delays in previously mandated deadlines. One of those delays is the Employer Shared Responsibility Payment, or emplo...
    EINSURANCE Business Insurance
  • Small Business Insurance Basics for Pet Groomers October 9, 2014 12:00 am
    Having the right insurance and the right amount of coverage is a fundamental necessity for any business, large or small. That’s especially true when your line of work involves teeth and claws. If you own a pet grooming or mobile pet grooming...
    EINSURANCE Business Insurance
  • Save Money on Healthcare: Do Your RX Homework October 7, 2014 12:00 am
    The news has been full of rosy reports recently telling us that healthcare spending growth is at a record low. Maybe, but that happy stat belies the fact that the actual cost of healthcare keeps going up and up. Business owners, who are struggling to c...
    EINSURANCE Business Insurance
  • Small Business Insurance Basics for Professional Photographers October 2, 2014 12:00 am
    You may have become a photographer because you’re creative and artistic. Now that you are a photographer, you also need to think like a professional and protect your growing business. Here’s what you need to know about your exposure to...
    EINSURANCE Business Insurance
  • Will Your Lose Your Employer-Provided Health Insurance in 2015? September 23, 2014 12:00 am
    In July 2014, the Galen Institute reported that there have been over 42 significant changes made to the Affordable Care Act (ObamaCare) since it became law in 2010; at least 24 of them were made unilaterally by Mr. Obama himself.[1] If you’re amo...
    EINSURANCE Business Insurance
  • Is Your Small Business Protected from ADA Lawsuits? September 11, 2014 12:00 am
    There are many legitimately disabled people living in the United States. The Americans with Disabilities Act (ADA) was created in 1990 to protect them from discrimination in the workplace, public services, public accommodations and telecommunication.[1...
    EINSURANCE Business Insurance
  • Protect Your Small Business from Employee Retaliation Lawsuits September 4, 2014 12:00 am
    As if you don’t have enough to worry about trying to keep your small business in business, lawsuits filed by employees charging retaliation continue to increase. According to the U.S. Equal Employment Opportunity Commission (EEOC) in 2013, &...
    EINSURANCE Business Insurance
  • Seven Essential Insurance Policies for Small Non-Profits August 21, 2014 12:00 am
    As of 2011, 501(c )(3)s made up the majority of tax-exempt organizations. The IRS listed nearly 1.1 million of them. This number did not include the countless non-profit organizations with incomes under $25,000 who are not required to file a Form 990 w...
    EINSURANCE Business Insurance
  • Surviving an Errors and Omissions Lawsuit August 13, 2014 12:00 am
    If you own a small business or professional practice, three cheers for you! You are the engine that drives the job growth in our country. According to the U.S. Chamber of Commerce, you generated 64 percent of the net new jobs over the past 15 years, de...
    EINSURANCE Business Insurance
  • Essential Liability Insurance for Graphic Designers July 24, 2014 12:00 am
    Time is money when you work for yourself, so let’s get right to the point and you can get back to earning a living. There are three really good reasons why you need some basic small business insurance coverage: We live in a litigious soci...
    EINSURANCE Business Insurance
  • Small Business Health Insurance and the ACA Tax Credit July 8, 2014 12:00 am
    As with all things related to health insurance these days, it’s good news/bad news if you’re the owner of a small business with 25 or fewer employees and you want to provide for their group health insurance. First the good news.  ...
    EINSURANCE Business Insurance
  • How Secure Is Your Small Business Data? June 12, 2014 12:00 am
      It’s boom times for hackers. Earlier this year, the bug Heartbleed exploited flaws in Open SSL, the cryptographic tool used to provide security and privacy for apps like email, IM and some VPNs.[1] Target was rocke...
    EINSURANCE Business Insurance
  • Lawyer’s Professional Liability Insurance Avoids the Sue-Me-Sue-You Blues May 22, 2014 12:00 am
    Lawyer’s Professional Liability Insurance Provides Vital Protection from the Hazards of Practicing Law In a complex legal case, your law firm hires a contract attorney to take some of the workload off your shou...
    EINSURANCE Business Insurance
  • Small Business Tax Deductions Include Insurance April 3, 2014 12:00 am
    The tax man cometh, and for those of us in small business, he cometh a lot. If you thought you took a hit in 2013, wait until you see what’s in store in 2014! The top rate will jump from 35% to 39.6%. Although most people won’t take that bi...
    EINSURANCE Business Insurance
  • Does Insurance Cover Tornado Damage? Be Aware of Regional Limits to Tornado Insurance Coverage March 27, 2014 12:00 am
    Does insurance cover tornado damage? Good question! Imagine coming home from work to find your entire neighborhood, not just your home, completely obliterated. That’s what happened to thousands of homeowners in Moore, Oklahoma, on...
    EINSURANCE Business Insurance
  • Cosmetology Insurance for Salon Owners Covers the Unexpected February 13, 2014 12:00 am
    Cosmetology Insurance Keeps Your Salon’s Prospects Bright and Beautiful  One of your customers slips on a shampoo spill and breaks her leg. Or what if your celebrity client’s hair falls out after a new treatment and she su...
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  • Is Your Fitness Business Protected? February 6, 2014 12:00 am
    Let Professional and General Liability Insurance help your business stay fit For most people a new year means a renewed commitment to getting fit.  But as the owner of a fitness business you’ve got that goal covered 365 days a year &ndas...
    EINSURANCE Business Insurance
  • Why do business owners get insurance with a 1/1 effective date? January 23, 2014 12:00 am
    January 1st is a popular date, marking the start of a new year and all the potential that carries with it.  For small business owners, 1/1 is also a top-pick effective date for professional and general liability insurance po...
    EINSURANCE Business Insurance
  • What Kind of Insurance Do Real Estate Agents Need? December 12, 2013 12:00 am
    3 Types of Business Insurance Every Real Estate Agent Should Consider By the very nature of your business as a real estate professional, you are subject to any number of potential lawsuits and claims as a result of carrying out your duties.&nb...
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  • Do I Need Professional Liability Insurance as a Small Business Owner? November 7, 2013 12:00 am
    3 reasons why small business owners need professional liability coverage to protect their businesses   Professional liability insurance, also known as errors and omissions insurance or E&O, protects your business if you ar...
    EINSURANCE Business Insurance
  • Small Business Health Insurance and The Affordable Care Act July 16, 2013 12:00 am
    Health Insurance Business | What Is in Store for Small Businesses?   The Affordable Care Act of 2010 has already changed the health insurance industry in many ways, but many of the Act's major reforms will not take effect until January 1,...
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  • Predictive Modeling and Your Insurance Premiums June 20, 2012 12:00 am
    Predictive modeling is a analytic process that uses data mined from a variety of sources to create a statistical model of future behavior. Increasingly, it’s being used in the insurance industry to decide what to charge you for almost every kind...
    EINSURANCE Business Insurance
  • Media Liability Insurance February 24, 2012 12:00 am
    Sticks and stones can break your bones, but a libel suit could leave you bankrupt. If you’re one of the many individuals and small businesses engaging in online publishing via websites, blogs, Facebook and Twitter, it’s important to underst...
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  • Why Buy Cyber Crime Insurance February 15, 2012 12:00 am
    The specialty lines division of Liberty Mutual Insurance recently announced that it will offer three newcyber liability products, making it the latest insurance company to get into the cyber liability coverage business. Cyber liability insurance...
    EINSURANCE Business Insurance
  • What Does an Insurance Agent Do? February 8, 2012 12:00 am
    Shopping for insurance quotes and buying insurance online is so simple, you might wonder why you would ever need an insurance agent. After all, when you shop for insurance online, you can compare lots of policies quickly in your PJs at 2 a.m. We’...
    EINSURANCE Business Insurance
  • Don’t Let Holiday Identity Theft Ruin Your Insurance Score November 28, 2011 12:00 am
    You know you have a credit score, but did you know you have an insurance score, too? Or that bad credit can affect what you’re charged for various insurance products including car insurance, homeowners insurance and even health insurance? During...
    EINSURANCE Business Insurance
  • Organize Your Insurance Policies and Your Life with Online File Storage June 20, 2011 12:00 am
    Spring was a little late in coming to many parts of the country this year. When it did show up, it often wreaked havoc. So if you haven’t done your spring cleaning yet, you get a pass and a second chance toget organized.  Start wit...
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  • Store and Access Insurance Policies in an Online Safe Deposit Box June 15, 2011 12:00 am
    Good for you! You  applied for competitive health insurance quotes and car insurance quotes at http://www.einsurance.com. You secured a health insurance policy and auto insurance policy that fit your needs and budget. You patted yourself on the back...
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  • New ADAAA Regulations and Small Business EPLI, Part Two May 16, 2011 12:00 am
    Is your business prepared to comply with changes to the American Disabilities Act Amendment Act (ADAAA) that go into effect next week? The new, broader definition of disability increases the chances you can be sued for discrimination by employees, form...
    EINSURANCE Business Insurance
  • Premises Liability Insurance Basics for Small Business May 12, 2011 12:00 am
    Premises liability lawsuits are on the rise and no business is immune. The most common lawsuits involve “slip and fall” accidents. The most common cause is spilled liquids or other materials that fall on the floor where someone can trip ove...
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  • What’s the Difference Between Workers Compensation and Employee Disability Insurance? May 5, 2011 12:00 am
    It’s a good questions and a lot of people, including many small employers, don’t know the answer. In this case, not only is ignorance not bliss, it could cost you a bundle if an employee is injured on the job and you don’t have worker...
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  • Stay in Business When Disaster Strikes with Contingent Business Insurance April 11, 2011 12:00 am
    Many manufacturers in the United States are beginning to feel the pinch of supply shortages resulting from the Japanese earthquake, tsunami and nuclear crisis. Not surprising in our global economy, when a disaster happens half way round the world, ther...
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  • How to Shop for Small Business Insurance April 8, 2011 12:00 am
    Cost-cutting has become a national passion, and it’s tempting if you’re a small business person, especially a sole proprietor, to skimp on expenses, like business insurance coverage. But doing so could end up costing you a lot more than you...
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  • Small Business Insurance Basics for Start-Ups April 7, 2011 12:00 am
    There are more than 7 million small businesses in the United States. Although the federal government defines a small business as any concern with fewer than 500 employees, most are far smaller. According to Small Business Administration data, abou...
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  • Does Your Product Liability Insurance Cover Social Media Risks? March 21, 2011 12:00 am
    Social media platforms like Facebook and Twitter are excellent ways to share information about your product and create a following of fans and brand evangelists. But they can also expose your small business to legal and regulatory risks. Your existing...
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  • Does Your Employers Practice Liability Insurance Cover Social Media Risks? March 17, 2011 12:00 am
    Businesses large and small are using social media tools for communication, marketing and even recruiting. Many are doing so without understanding the liability risk they run. In addition to professional liability exposure, you could be exposing yo...
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  • Does Your Professional Liability Insurance Cover Social Media Risks? March 16, 2011 12:00 am
    Do you use social media platforms like Facebook, Twitter and LinkedIn for your business? You’re not alone. Businesses of all sizes have adopted social media for a variety of uses. A study conducted in 2010 by Burson-Marsteller of the 100 largest...
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  • How to Save on Workers Compensation for Small Business, Part III February 18, 2011 12:00 am
    As a small business owner, you know that keeping the doors open often involves finding ways to cut the cost of business without cutting the quality of your product or service. Employee benefits can be a tempting target, but resist the urge to scrimp or...
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  • Are Insurance Benefits Taxable? February 14, 2011 12:00 am
    Tick. Tick. Tick. April 15 is coming. About 1% of the population is audited every year, but in an effort to bolster revenues, the IRS is reportedly ramping up their scrutiny. One of the red flags is unreported income. Is the inheritance you got from yo...
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  • Are Insurance Settlements Taxable Income? February 14, 2011 12:00 am
    Uncle Sam wants you to declare every single penny of taxable income. Failure to do so may result in an audit (which makes root canal without anesthesiology seem like a picnic) and hefty fines. But what exactly is taxable income? The courts have defined...
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  • How to Save on Workers Compensation Insurance for Small Business, Part I February 14, 2011 12:00 am
    If you have at least one employee, every state in America except Texas requires that you carry worker’s compensation insurance. Like many other necessary business expenses, the cost for workers compensation insurance for small business are increa...
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  • How to Save on Workers Compensation Insurance for Small Business, Part II February 14, 2011 12:00 am
    When calculating premiums for workers compensations insurance quotes for your small business, underwriters take into consideration your company’s experience modification rate (EMR). This compares your company’s annual losses in insurance cl...
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  • How to Maximize Your Insurance Tax Deductions for 2010 January 24, 2011 12:00 am
    The tax man cometh and he’s headed for your wallet. Itemize your tax return and take full advantage of all legitimate income tax deductions that you’re entitled to in 2010, including insurance deductions. Deductions help lower your gross ta...
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  • Key Man Life Insurance and Tax Deductions January 24, 2011 12:00 am
    The recent news about the health of Apple, Inc.’s visionary founder and CEO Steve Jobs should be food for considerable thought for even the smallest company. Apple no doubt has well-crafted plans in place to protect the company’s value in a...
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  • Small Business Insurance Tax Deductions for 2010 January 24, 2011 12:00 am
    It’s the least happiest time of the year, also known as tax season. For a small business, it can be a giant pain in pocketbook. As a small business owner, you can lessen that pain by seeking out every legitimate tax deduction and tax credit. Your...
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  • Jewelers Block Insurance for Small Retailers January 5, 2011 12:00 am
    Planning to parlay those five golden rings from your true love into a neighborhood jewelry store? With the price of gold and other precious metals pushing into record territory, we applaud your entrepreneurial spirit. We also suggest that you get Jewel...
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  • Musical Instrument Insurance Floaters January 3, 2011 12:00 am
    Maybe you didn’t get 11 pipers piping or 10 drummers drumming but if your true love brought you a new musical instrument of any sort for the holidays, make musical instrument insurance a top priority in the new year. Then, if a lord happens to le...
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  • Product Recall Insurance & Inland Moving Cargo Coverage for Business January 1, 2011 12:00 am
    It’s a new year, so let’s indulge in a bit of forecasting. Let’s say those two calling birds your true love sent you on the second day of Christmas took to each other and began producing little calling birds. You see an opportunity to...
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  • Does the Charitable Board You Sit on Have D&O Coverage? November 17, 2010 12:00 am
    The rewards for voluntarily sitting on the board of a non-profit aren’t always positive. Anyone who sits on a charity’s board or serves as a trustee can be held personally liable for decisions made by the organization. It doesn’t...
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  • How to Shop for Commercial Fleet Insurance November 16, 2010 12:00 am
    If you’re like every other small business owner in today’s economy, you’re scrambling around for ways to save money. Consider commercial fleet insurance. As you’re reviewing your business insurance coverage(always a good plan at...
    EINSURANCE Business Insurance
  • Long-Term Disability Insurance: Essential Coverage for Singles November 16, 2010 12:00 am
    About 48% of all adult Americans are legally single. If you’re one of them, whether by choice, divorce or because you still haven’t found Ms. or Mr. Right, not having a date for special events is the least of your concerns. Along with gainf...
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  • Cyber Liability and Data Insurance for Businesses in the Age of Cloud Computing November 9, 2010 12:00 am
    Cloud computing is here and you don’t need to be a tech company to reap the benefits. It’s a boon for any business that wants access to its data from any device at any time and any place. But convenience and mobility can carry a steep price...
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  • Do You Need Commercial Crime Insurance Coverage? November 1, 2010 12:00 am
    Along with all the other miseries this prolonged recession has visited on American businesses add an uptick in employee theft. It takes the form of embezzlement, computer fraud, burglary or robbery of cash or merchandise, shoplifting, forgery and ...
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  • Insurance Considerations For The Small Business October 29, 2010 12:00 am
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  • Insure Your Home-Based Business with These Basic Policies July 2, 2010 12:00 am
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