EINSURANCE – Health


The latest articles and news from EINSURANCE – Health

  • How Will a Shorter Enrollment Period Affect the ACA? October 31, 2017 12:00 am
    The ACA was originally written to reduce open enrollment availability starting in fall 2018 for 2019 coverage. But, the Centers for Medicare and Medicaid Services (CMS) has shortened the open enrollment period for the Affordable Care Act (ACA) a y...
    EINSURANCE Health Insurance
  • ACA Special Enrollment Period: Do You Qualify? September 27, 2017 12:00 am
    If you plan to buy health insurance for 2018 through the marketplace for Affordable Care Act, or Obamacare, you’ll have less time this year. Instead of closing on December 31st, the Open Enrollment Period will be November 1 to December 15, 2...
    EINSURANCE Health Insurance
  • How to Choose the Right Health Insurance Plan for You September 27, 2017 12:00 am
    Odds are good you have health insurance through your employer, like most do. But for the many others who buy their insurance individually, choosing a plan can be a challenge.  An overview of steps to take and things to consider can make the p...
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  • What to Expect with Obamacare in 2018 and Tips on Getting Coverage September 27, 2017 12:00 am
    With the current political climate and threats to the Affordable Care Act (Obamacare), patients, providers and insurance carriers don’t fully know what to expect in 2018. If you buy health insurance through an exchange, or plan to enroll, th...
    EINSURANCE Health Insurance
  • Which Over-the-Counter Pain Medication Should You Take? August 16, 2017 12:00 am
    You’re in pain and you want to make your day a little more tolerable, so you’re at the store to pick up an over-the-counter (OTC) remedy. But, you’re faced with a staggering number of options provided by big name and generic bran...
    EINSURANCE Health Insurance
  • 5 Health Insurance Options for College Students July 20, 2017 12:00 am
    Despite the ever-changing health care landscape, one of the truths that can be counted on is that even college students should have health insurance coverage. At this time, these students have several affordable options Consider the following...
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  • Do I Really Need Medical Travel Insurance if I Already Have Health Insurance? July 20, 2017 12:00 am
    Unexpected injury or illness while traveling can throw a wrench into your plans, but your health policy from back home will take care of you, right? Not necessarily. In fact, whether you’re traveling abroad or in another state, getting the m...
    EINSURANCE Health Insurance
  • Yes, You Need a Dentist. Here’s Why June 21, 2017 12:00 am
    If you want to hear good news from your dentist at your next dental exam, you need to brush twice daily with fluoride toothpaste, floss at least once a day, and avoid foods and beverages high in sugar. If you smoke, quit and if you drink alcohol,...
    EINSURANCE Health Insurance
  • How Much Does Health Insurance Cost? May 17, 2017 12:00 am
    If you’re like many Americans, figuring out what you should expect to pay for health care is akin to herding cats. It might be helpful to look at what a health insurance policy would cost you without an Affordable Care Act (ACA), or Obamacar...
    EINSURANCE Health Insurance
  • What You Need to Know About Small Business Health Insurance May 17, 2017 12:00 am
    As if the health care scene isn’t confusing enough, small business owners must sift through a number of options to find the employee health insurance program that makes sense for them. Business with fewer than 50 employees are not required t...
    EINSURANCE Health Insurance
  • Miss the Obamacare Deadline? Short Term Health Insurance Might Be Just What You Need April 17, 2017 12:00 am
    Did you miss the enrollment period for the Affordable Care Act (ACA) coverage, or Obamacare? Or maybe you chose to forgo Obamacare at this time. Either way, a short term health care insurance policy might be just what the doctor ordered. In fact t...
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  • What You Should Know About Medicare Premiums and Deductibles in 2017 March 26, 2017 12:00 am
    There’s a silver lining to 2017 Medicare rates. They did go up, but not as much as anticipated.  Overall, premium increases were modest. Like regular health insurance plans, Medicare requires monthly premiums and annual deductibles....
    EINSURANCE Health Insurance
  • Should You Purchase Pet Insurance? February 14, 2017 12:00 am
    We love our pets. Americans own an estimated 70 to 80 million dogs and 74-96 million cats, according to the ASPCA. Small wonder an estimated $62.75 billion was spent on pets in the U.S. in 2016. It’s estimated that $15.92 billion went to vet...
    EINSURANCE Health Insurance
  • EINSURANCE’s Top 10 Articles of All-Time January 24, 2017 12:00 am
    We have been posting articles for over 20 years to ensure you, our customers, are informed when buying insurance. Our commitment has been, and will always be, to keep you up-to-date on coverage options, policy terms, and all you need to know about...
    EINSURANCE Health Insurance
  • How to Stay Out of the Hospital January 24, 2017 12:00 am
    Have you ever had to stay in a hospital? If your answer is yes, you probably aren’t anxious to do it again any time soon. Especially since hospital-acquired infections and medication errors are fairly common. The good news is, there are thin...
    EINSURANCE Health Insurance
  • The Future is Here: New Technologies in Health Care December 9, 2016 12:00 am
    With a health care system struggling to be more cost efficient while enhancing and advancing patient care, technology has proven to be a promising solution. Emerging health care technologies are finding their ways into surgical suites, hospitals a...
    EINSURANCE Health Insurance
  • How a Flexible Spending Account (FSA) Works November 22, 2016 12:00 am
    Health insurance coverage provided by your employer comes with an option not available to individual policies: a Flexible Spending Account (FSA). While it’s not an arrangement that makes sense for everyone, under the right circumstances havi...
    EINSURANCE Health Insurance
  • Laid Up and Laid Off: Your Health Insurance Options After Job Loss September 28, 2016 12:00 am
    If you are laid off from your job, you have options for health care insurance. Do the smart thing and don’t take the “Oh, I don’t need health insurance anyway” route and opt out of a policy all together. You never know when...
    EINSURANCE Health Insurance
  • Protect Your Assets with Long Term Care Partnership Insurance August 31, 2016 12:00 am
    Most states now use Partnership for Long-Term Care to encourage people to purchase long term care insurance (LTCI), which takes some of the burden off of state Medicaid budgets. LTCI Partnership policies provide coverage for middle income people w...
    EINSURANCE Health Insurance
  • Hybrid Policies: Long-Term Care and Life Insurance Combined July 19, 2016 12:00 am
    With an aging population, paying for long-term care continues to be a concern. But there are several reasons people hesitate to purchase long-term care insurance (LCI). Many who have the means often invest instead, and plan on using profits to cov...
    EINSURANCE Health Insurance
  • 65 and Still Working: Health Insurance Coverage Facts You Need to Know June 29, 2016 12:00 am
    Turning 65 years of age doesn’t automatically mean you’re going to retire. If you plan to continue working, you need to be aware of your health insurance options. When you turn 65, you become eligible for Medicare. Unless you are a...
    EINSURANCE Health Insurance
  • Tips for Saving Money on Prescription Drugs May 20, 2016 12:00 am
    In 2015, drug costs in the United States spiked upwards. People who don’t have prescription insurance coverage were hardest hit, suddenly being asked to pay anywhere from a few dollars to upwards of $100 more for a medication. This is causin...
    EINSURANCE Health Insurance
  • Health Insurance When Abroad April 29, 2016 12:00 am
    Traveling abroad can be good for the soul, but hard on your peace of mind because you never know when something could happen. You need to get somewhere but find out the busses aren’t running that day. The train schedule is unfathomable to yo...
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  • Do You Qualify for the Medicare Extra Help Program? March 15, 2016 12:00 am
    With costs for prescription drugs edging ever higher, it is difficult for seniors on limited incomes to pay for the medications they need. Added to Medicare coverage in 2006, Part D is meant to assist with prescription drug costs. Medicare Par...
    EINSURANCE Health Insurance
  • 7 Trends in Employer-Provided Health Insurance February 29, 2016 12:00 am
    Health insurance is evolving, and so is the role of employers who provide health insurance benefits. During World War II, when wage controls were in place, companies began offering health insurance to attract workers from a scant pool of workers....
    EINSURANCE Health Insurance
  • The Healthcare Short Gap Exemption January 22, 2016 12:00 am
    This year’s open enrollment period for healthcare insurance is January 31, 2016. So you still have time, but it’s running out fast. Miss the window and you could end up pay the penalty come tax time. How much is the 2016 healthcare ins...
    EINSURANCE Health Insurance
  • Healthcare Metal Plans at a Glance November 25, 2015 12:00 am
    Open enrollment to purchase ACA-compliant healthcare plans for next year ends January 31, 2016. That sounds like plenty of time but, between now and then, you’ve got the Christmas and New Year’s holidays, the NFL playoffs and a life. B...
    EINSURANCE Health Insurance
  • Facts About Health Insurance Open Enrollment for 2016 September 9, 2015 12:00 am
    When searching online for information regarding the Affordable Care Act Open Enrollment; there is so much information it can become overwhelming.  We have put together a quick and easy fact sheet to help better understand the Affordable Care...
    EINSURANCE Health Insurance
  • How To Find Temporary Health Care Coverage - Top 6 Things You Need to Know September 3, 2015 12:00 am
    Open enrollment to purchase individual healthcare coverage that complies with the Affordable Care Act won’t start until November 1, 2015. If you can’t wait and don’t qualify for a special enrollment period, you still have a prett...
    EINSURANCE Health Insurance
  • How to Hold Down Healthcare Costs September 1, 2015 12:00 am
    We won’t know for sure until the rates are published later this fall, but the news is that health insurance companies nationwide are seeking to increase their policy rates by 20 to 40 percent or more. The reason given, according to an articl...
    EINSURANCE Health Insurance
  • The Pros and Cons of Temporary Health Insurance June 9, 2015 12:00 am
    Despite legal requirements to purchase Affordable Care Act-qualifying health insurance, not everybody is onboard. Many people, for a variety of reasons, are opting to purchase short-term health insurance policies instead. The plans typically offer bare...
    EINSURANCE Health Insurance
  • Medicare Supplemental Coverage Basics May 5, 2015 12:00 am
    If you’ll be turning 65 soon, along with another candle on your cake, you’ll  be eligible for a nice gift from American taxpayers like yourself called Medicare. You’ll also begin receiving lots of offers for supplemental insuranc...
    EINSURANCE Health Insurance
  • Obamacare Extra Enrollment Period for 2015 March 31, 2015 12:00 am
    Good news if you missed the regular open enrollment period to buy qualifying healthcare or pay a penalty on your 2015 taxes: the federal government has moved the goal post again! A new, improved extra enrollment period is in effect until April 30,...
    EINSURANCE Health Insurance
  • Understanding Your ACA-Mandated Mental Health Services March 10, 2015 12:00 am
    Mental health is just as important as physical health to your over-all well-being, but health insurance plans didn’t always see it that way. Two federal laws,  the 2008 Paul Wellstone and Pete Domenici Mental Health Parity and Addiction...
    EINSURANCE Health Insurance
  • Understanding Your ACA Preventive Care Benefits February 10, 2015 12:00 am
    Preventive Care is among the 10 essential benefits required of all ACA-compliant healthcare plans. It covers a broad range of services including immunizations, screenings and treatments to manage chronic conditions and diseases. As long as you use a pr...
    EINSURANCE Health Insurance
  • Healthcare Open Enrollment 2015 Ends Soon January 13, 2015 12:00 am
    The New Year has begun. If you put off purchasing health insurance for you or your family and are still without coverage, you only have until February 15, 2015 to get in under this year’s open enrollment deadline. Last year, in the face of low en...
    EINSURANCE Health Insurance
  • Here Comes the Small Business Employer Mandate: Are You Ready? November 20, 2014 12:00 am
    With the many changes that have been made to the Affordable Care Act (aka ACA and Obamacare) it is all right if you’re a bit confused. After all, you have a business to run. But, fact is, after multiple delays the employer mandate will finally ki...
    EINSURANCE Health Insurance
  • Healthcare Insurance Open Enrollment 2015 What You Need to Know Now November 11, 2014 12:00 am
    Make a note, because these are important dates you need on your radar: November 15, 2014 - Open enrollment to buy, change or renew your personal health insurance policy begins. December 15, 2014 - The last day to purchase health insurance to be cer...
    EINSURANCE Health Insurance
  • ACA and Your HSA in 2015 November 3, 2014 12:00 am
    Open enrollment for healthcare plans starts November 15 and runs through February 15, 2015. That’s important if you’re shopping on a government-run exchange, the only place where you can qualify for tax credits or subsidies. (If you’r...
    EINSURANCE Health Insurance
  • When Going Out of Network Makes Sense October 28, 2014 12:00 am
    If you have health insurance, there’s a good chance your healthcare is provided by an HMO (Health Maintenance Organization), a PPO (Preferred Provider Organization) or a point-of-service plan that combines features of HMOs and PPOs. In every inst...
    EINSURANCE Health Insurance
  • Employee Wellness Programs: Money Saver or Money Pit? October 21, 2014 12:00 am
    The premise of workplace wellness programs is sound: insuring healthy people is cheaper because they use fewer healthcare resources. That’s the rationale behind one of the more popular provisions of the Affordable Care Act. According to a fact sh...
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  • Your Small Business and the Obamacare Employer Shared Responsibility Payment October 14, 2014 12:00 am
    Another year of the Affordable Care Act (ACA) is almost behind us. Another year of new provisions are about to kick in, along with some delays in previously mandated deadlines. One of those delays is the Employer Shared Responsibility Payment, or emplo...
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  • Save Money on Healthcare: Do Your RX Homework October 7, 2014 12:00 am
    The news has been full of rosy reports recently telling us that healthcare spending growth is at a record low. Maybe, but that happy stat belies the fact that the actual cost of healthcare keeps going up and up. Business owners, who are struggling to c...
    EINSURANCE Health Insurance
  • Will Your Lose Your Employer-Provided Health Insurance in 2015? September 23, 2014 12:00 am
    In July 2014, the Galen Institute reported that there have been over 42 significant changes made to the Affordable Care Act (ObamaCare) since it became law in 2010; at least 24 of them were made unilaterally by Mr. Obama himself.[1] If you’re amo...
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  • Health Exchange Premium Hikes Projected for 2015 September 2, 2014 12:00 am
    PricewaterhouseCoopers (PwC), a world leader in consulting and actuarial services, has just released data that projects an aggregate average increase of 7.5 % in 2015 for healthcare premiums purchased on state and federal healthcare exchanges. Their pr...
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  • Healthcare Tax Credits and the Federal Courts August 5, 2014 12:00 am
    Okay, most of us slept through high school civics class. Who knew that one-day all that dusty stuff would have such a huge impact on our healthcare and our relationships with our doctors? Then along came the Affordable Care Act, arguably one of the wor...
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  • Small Business Health Insurance and the ACA Tax Credit July 8, 2014 12:00 am
    As with all things related to health insurance these days, it’s good news/bad news if you’re the owner of a small business with 25 or fewer employees and you want to provide for their group health insurance. First the good news.  ...
    EINSURANCE Health Insurance
  • Long-Term Care Insurance Coverage June 17, 2014 12:00 am
    What You Don’t Know About Long-Term Care Can Cost You  One day you can read the newspaper just fine. The next day your arms aren’t long enough to bring those swimming letters into focus. Pretty soon, you’re stashing drugstore...
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  • Understanding Obamacare Exemptions April 1, 2014 12:00 am
    The March 31 deadline has passed. The new mid-April extended deadline is looming. If you still don’t have health care coverage, you could be facing the individual mandate penalty (aka shared responsibility payment and Obamacare tax) when you file...
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  • Understanding The Obamacare Health Insurance Penalty March 20, 2014 12:00 am
    Unless you’ve been living in an alternative universe for the past few years, you are surely aware of Obamacare, also known as the Affordable Care Act of 2010 or ACA for short. In a nutshell, it requires that almost every man, woman and child lega...
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  • ACA Tax Penalty and ACA Tax Credits Are Tricky Waters to Tread in 2014 March 18, 2014 12:00 am
    The Premium ACA Tax Credit: What’s the Benefit and Who Qualifies?   While it won’t affect your 2013 tax return, you may be eligible for the premium ACA tax credit if you can still meet the March 31, 2014 open enrollment deadlin...
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  • ACA Deadlines for 2014: What Happens Next If You Missed Open Enrollment March 11, 2014 12:00 am
    ACA Deadlines Got You Stressed? You May Still Be Able to Make It Under the Wire The clock for the open enrollment deadline is ticking. If you haven’t enrolled in coverage by March 31, 2014, buying 2014 Marketplace coverage will be pretty...
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  • Short Term Health Insurance Plans Vs. Qualified (ACA) Plans February 25, 2014 12:00 am
    The Affordable Care Act sets a high bar for private health insurance plans. Qualified health plans under the ACA must cap expenses, guarantee acceptance and renewal, not consider pre-existing conditions, and be offered to a nationwide pool. These requi...
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  • ACA Deadlines for 2014: What You Need to Know to Get Enrolled January 30, 2014 12:00 am
    ACA Deadlines for 2014 and What They Mean to Your Health Insurance Enrollment   You’ve shopped around the Marketplace and made your selection. Or maybe you’ve been waiting for the smoke to clear before logging on to healthcare....
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  • The Affordable Care Act: After the Deadline December 3, 2013 12:00 am
    The December first deadline for the reworked Affordable Care Act enrollment web site has passed. So, what can you expect? The site works more efficiently and individuals should be able to navigate the site and input their information in te...
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  • Health Insurance: What To Do After Obama’s Speech November 14, 2013 12:00 am
    President Obama announced Thursday that health insurance companies will be permitted to extend current policies into next year, even though they don't comply with the standards set in the Affordable Health Care Act. Insurers won't be al...
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  • Problems with Obamacare Addressed—Obama Proposes Extending Grandfather Clause to Fix Cancelled Policies November 14, 2013 12:00 am
    President Obama addresses problems with Obamacare. Will proposal of extending the ACA’s grandfather clause help people whose policies were cancelled?    At a press conference at the White House on November 14, 20...
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  • Medicare Open Enrollment Lets You Change Your Plan Midstream November 5, 2013 12:00 am
    Medicare Open Enrollment Offers Many Pluses and a Few Warnings for the Wary The nice insurance agent with the melodious voice offers to save you hundreds of dollars on your medical bills. All he needs is your Medicar...
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  • Figuring Out If Obamacare Is Right For You? October 24, 2013 12:00 am
     It’s hard to find a lot of definitive information about health care insurance these days. There are a lot of unknowns. People have questions and all the answers seem to be tentative or conditional on a specific scenario. On...
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  • Puppy Insurance Plans Are No Longer the Runt of the Litter September 23, 2013 12:00 am
    If puppy insurance plans were around for Old Yeller, that story would have had a much happier ending. EInsurance explains the benefits of pet insurance.   Puppy Insurance Plans Can Save You B...
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  • What is a Medicare Advantage Plan? Take a Few of These Facts and Call Us in the Morning September 23, 2013 12:00 am
    What is Medicare Advantage Plan and how can it benefit you? Have a seat in the waiting room and Doctor EInsurance will be with you shortly to explain everything.     ...
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  • Small Business Health Insurance and The Affordable Care Act July 16, 2013 12:00 am
    Health Insurance Business | What Is in Store for Small Businesses?   The Affordable Care Act of 2010 has already changed the health insurance industry in many ways, but many of the Act's major reforms will not take effect until January 1,...
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  • Private Individual Health Insurance and The Affordable Care Act July 12, 2013 12:00 am
    Private Individual Health Insurance and the Affordable Care Act   Three years ago, the Congress passed the Affordable Care Act, signed into law by President Obama on March 23, 2010. Since then, consumers have been flooded with all kinds of...
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  • Your Health Insurance Refund Check Is Coming June 22, 2012 12:00 am
    Watch your snail-mail box. You may be due for a refund check from your health insurance company. Under provisions of the Affordable Care Act (aka ObamaCare), instead of funding administrative and marketingexpenses, health insurers must put a cert...
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  • Predictive Modeling and Your Insurance Premiums June 20, 2012 12:00 am
    Predictive modeling is a analytic process that uses data mined from a variety of sources to create a statistical model of future behavior. Increasingly, it’s being used in the insurance industry to decide what to charge you for almost every kind...
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  • Sleep Disorders and Health Insurance June 8, 2012 12:00 am
    Maybe it’s the economy, but Americans are having an increasingly difficult time falling asleep and staying asleep. The U.S. Institute of Health estimates that 30 million of us suffer from insomnia, another 6 million have moderate to severe sleep...
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  • What Happens to Health Insurance If ObamaCare is Overturned? May 29, 2012 12:00 am
    Sometime late next month, the Supreme Court of the United States (SOTUS)will give its ruling on the Affordable Care Act (also known as ObamaCare). Specifically, SOTUS will rule on whether or not the health care mandate included in ACA is constitutional...
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  • Fast Facts About Insurance Policy Backdating May 14, 2012 12:00 am
    Backdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. In some instances, it’s perfectly legal. In other instances, it’s not. Let&rsqu...
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  • Understand Your Health Care Bills and Save Money April 17, 2012 12:00 am
    One of the best ways we know to save money on health care (or anything else, for that matter) is to not pay for services you didn’t receive or pay more for a service than it’s worth. You don’t need to be a rocketscientist, but y...
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  • Things to Watch Out for When Buying Drugs Online April 3, 2012 12:00 am
    Do you buy drugs online? Great! It’s convenient and a great way to save money. Many health insurance policies encourage you to use their authorized online pharmacies or suppliers to fill your prescriptions.Buying prescription and over-the-c...
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  • How to Shop for Individual Health Insurance March 16, 2012 12:00 am
    If you get your health insurance through your employer, you may find recent news from the CongressionalBudget Office unsettling. CBO is now projecting that 20 million American workers will lose their employer-provided health insurance this year....
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  • Insurance Tips for New Parents March 14, 2012 12:00 am
    Congratulations! Whether it’s a boy, a girl or just a plus sign on an EPT right now, having a baby is cause for celebration. It’s also a good time to give some thought to your insurance. We know, that’s not nearly as fun as picking ou...
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  • What Does an Insurance Agent Do? February 8, 2012 12:00 am
    Shopping for insurance quotes and buying insurance online is so simple, you might wonder why you would ever need an insurance agent. After all, when you shop for insurance online, you can compare lots of policies quickly in your PJs at 2 a.m. We’...
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  • Understanding Insurance Underwriting February 6, 2012 12:00 am
    Maybe you’ve heard the term underwriting, but what exactly is underwriting and what do insurance underwriters do? They’re a critical step in determining both your insurability and the premiums you pay ifa policy is issued. Here are th...
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  • Check Your Health Insurance IQ January 31, 2012 12:00 am
    If you’re shopping for health insurance for individuals, ignorance is not bliss. The more you know, the more likely you’ll find affordable health care insurance that suits your needs and your budget. Test your knowledge of these common term...
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  • Social Gaming Aims to Make Health Care Fun January 11, 2012 12:00 am
    Forget personal trainers, diet apps and support groups. When it comes to motivating healthy behaviors that promote wellness, there’s a new game in town, literally. Social gaming is the latest innovation in wellnessintervention. Businesses,...
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  • New Year, New Health Insurance Fee January 3, 2012 12:00 am
    A whole bunch of ObamaCare changes kick-in in this year. One of them is a little-known new fee the government is charging health insurers to fund research. The research will be carried out by thePatient-Centered Outcomes Research Institute (PCORI...
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  • What Happens When You Lie on an Insurance Application December 21, 2011 12:00 am
    Honesty is the best policy. Cheaters never prosper. It’s a sin to tell a lie. You’ve heard all the clichés but sometimes it takes knowing how easily you can be found out and the consequences of fibbing to hammer home the point. So, t...
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  • Holiday Mall Shopping Safety Tips December 19, 2011 12:00 am
    With just a few days left till Christmas, the race is on to get the shopping done and millions of procrastinators will be packing the malls. While you see a winter wonderland, there’s plenty of danger, too. It comes in the form of thieves, pickpo...
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  • New Rule Means Greater Health Care Transparency December 9, 2011 12:00 am
    Let’s say you need a medical procedure that requires a specialist. How do you find one? Most of us rely on a recommendation from our primary-care doctor, family member or friends and hope for the best. But whatif you had access to one of th...
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  • How Health Insurers Determine Small Group Rates November 9, 2011 12:00 am
    Most of us (75% of all working Americans) still get our health insurance through our employers, and premiums are going up. In 2011, the average annual premium was $5,429 for individual coverage and $15,073 for a family. Those averages represent a respe...
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  • Health Insurance Changes in 2012 November 7, 2011 12:00 am
    Many provisions of the Affordable Care Act of 2010 (ACA, also popularly known as ObamaCare) are designed to be introduced incrementally. Here’s what you have to look forward to in 2012 if you have small business health coverage or individual heal...
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  • Health Insurance and the Lifestyle Premium November 4, 2011 12:00 am
    Should smokers and the obese pay extra for health insurance?  A lot of people say yes, according to a recent Thomson Reuters-NPR Health Poll. The telephone survey of more than 3,000 people, conducted this past September, found that 58.5% of respon...
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  • Insurance Provides Economic Safety Nets October 31, 2011 12:00 am
    Think you’re going to have to work till you drop. You’re not alone. One in five American workers now believe they will never be able to retire. That’s among the bleak findings from an annual survey of 1,499 adults ages 18 to 66, repre...
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  • Lack of Competition Impacts Health Insurance Costs October 26, 2011 12:00 am
    If you’re an individual or small business owner looking to control rising health insurance costs, lack of competition in your area may be hampering your quest, according to a new study from the American Medical Association. The AMA reports that f...
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  • CLASS Long-Term Care Insurance and Adverse Selection October 20, 2011 12:00 am
    Last Friday, Health and Human Services Secretary Kathleen Sebelius announced the demise of a key component of the ObamaCare health care overhaul. The CLASS Act (short for Community Living Assistance Services and Support) was a form of long-term care in...
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  • Who Qualifies for COBRA Health Coverage? October 10, 2011 12:00 am
    After the shock of losing your job wears off, the reality of being unemployed sets in. One of the most important decisions you have to face is what to do about health care insurance now that your employer is no longer providing it. If you’re like...
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  • Group Health Insurance for One September 26, 2011 12:00 am
    Being your own boss is part of the American Dream. With our sustained high unemployment, setting up a sole proprietorship is also a pretty good economic survival tactic. The latest census data estimates there are 15 to 20 million sole propri...
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  • For Cheaper Health Care Always Check Your Bill September 20, 2011 12:00 am
    You’re a conscientious consumer. You balance your checking account and review your credit card statements every month. But how much attention do you pay to your doctor bills? The Medical Billing Advocates of America claim that 80% of all medical...
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  • Are You Insurance Worthy? August 29, 2011 12:00 am
    When you apply for a loan for a home, a car or a personal line of credit, the lender contacts a credit reporting agency to check your credit-worthiness. But did you know that the insurance industry has a similarprocess to help them determine your...
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  • Shopping for Health Insurance Gets Easier August 17, 2011 12:00 am
    According to a recent McKinsey Consumer Health Insights survey of 11,000 U.S. consumers under age 65, 72% of you are totally confused and overwhelmed trying to compare health insurance policies. But help may be on the way. The Department of Health and...
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  • Organize Your Insurance Policies and Your Life with Online File Storage June 20, 2011 12:00 am
    Spring was a little late in coming to many parts of the country this year. When it did show up, it often wreaked havoc. So if you haven’t done your spring cleaning yet, you get a pass and a second chance toget organized.  Start wit...
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  • What You Can Do to Control Health Care Costs June 16, 2011 12:00 am
    Whether you’re covered by individual health care insurance or an employer-sponsored insurance plan, health insurance premiums are rising faster than wages or inflation.  If you haven’t noticed the pinch yet, chances are you will. Perha...
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  • Store and Access Insurance Policies in an Online Safe Deposit Box June 15, 2011 12:00 am
    Good for you! You  applied for competitive health insurance quotes and car insurance quotes at http://www.einsurance.com. You secured a health insurance policy and auto insurance policy that fit your needs and budget. You patted yourself on the back...
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  • How Is Your Health Insurance Dollar Spent? June 13, 2011 12:00 am
    U.S. Census data claims more money is spent per person on health care in the U.S. than in any other country in the world.  Health care spending in the U.S. has grown steadily over the past three decades – slowing somewhat in the mid-1990s an...
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  • Will Your Employer Drop Health Care Coverage? June 8, 2011 12:00 am
    Global management consulting firm McKinsey & Company released a sobering report today. After surveying over 1,300 employers of all sizes, they found that 30% of them are inclined to drop employer-provided health care coverage after 2014. That's whe...
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  • The High Cost of Health Insurance Fraud April 13, 2011 12:00 am
    If you pay for health insurance, you’re painfully aware that costs have increased. What you might not realize is that fraud plays a big part in escalating health care costs, and the loss is passed along to you.   According to the Nationa...
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  • “Alternative medicine therapies and their potential inclusion in your healthcare plan” April 12, 2011 12:00 am
    “Alternative medicine therapies and their potential inclusion in your healthcare plan”   Complementary and alternative medicines, also called...
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  • What’s the Difference Between Urgent Care and Walk-In Clinics? April 5, 2011 12:00 am
    A holiday, out-of-town vacation, weekend or the middle of the night is not the time to worry about whether your health care insurance company will pay for out-of-network providers. If you or a family member is seriously sick or injured and you can&rsqu...
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  • When To Go Out of Network for Health Care April 5, 2011 12:00 am
    If you’re like the majority of  Americans, your health care insurance is provided through a Preferred Provider Organization (PPO) or a Health Care Maintenance Organization (HMO). With a PPO, you probably have the option of using an out-of-ne...
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